diff --git a/dhall/Types.dhall b/dhall/Types.dhall
index 423eb20..3bf6b48 100644
--- a/dhall/Types.dhall
+++ b/dhall/Types.dhall
@@ -216,17 +216,24 @@ let Allocation = Allocation_ Amount
 let IntervalAllocation = Allocation_ (TimeAmount Interval)
 
 let Income =
-      { incGross : Decimal
-      , incCurrency : CurID
-      , incWhen : DatePat
-      , incPretax : List Allocation
-      , incTaxes : List Allocation
-      , incPosttax : List Allocation
-      , incFrom :
-          {- this must be an income AcntID, and is the only place income
-          accounts may be specified in the entire budget -}
-          TaggedAcnt
-      , incToBal : TaggedAcnt
+      { Type =
+          { incGross : Decimal
+          , incCurrency : CurID
+          , incWhen : DatePat
+          , incPretax : List Allocation
+          , incTaxes : List Allocation
+          , incPosttax : List Allocation
+          , incFrom :
+              {- this must be an income AcntID, and is the only place income
+              accounts may be specified in the entire budget -}
+              TaggedAcnt
+          , incToBal : TaggedAcnt
+          }
+      , default =
+        { incPretax = [] : List Allocation
+        , incTaxes = [] : List Allocation
+        , incPosttaxx = [] : List Allocation
+        }
       }
 
 let Transfer =
@@ -267,7 +274,7 @@ let ShadowTransfer =
 
 let Budget =
       { budgetLabel : Text
-      , incomes : List Income
+      , incomes : List Income.Type
       , pretax : List IntervalAllocation
       , tax : List IntervalAllocation
       , posttax : List IntervalAllocation